Luanda: BAI bank recorded a net profit of 226 billion kwanzas in the 3rd quarter of this year, marking a growth of 138% compared to the same period of the previous year.
According to Angola Press News Agency, this performance was driven by an increase in the financial margin (+55%) and the complementary margin (+138%).
These data are included in the bank’s financial results for the 3rd quarter of 2025, demonstrating growth that solidifies its leading position in the Angolan banking sector. According to the report, the bank’s net assets reached 4.959 billion kwanzas, a growth of 9% compared to December 2024, while customer resources grew by 5%, totaling 3.838 billion kwanzas. The figures reflect the institution’s solid financial health, which has seen its customer base grow, reinforcing Angolans’ confidence in the institution.
During the third quarter of 2025, the bank’s shares registered an increase of 38.2%, rising from Kz 76,000 on September 26th of this year to Kz 105,000 on October 3rd, with a market capitalization exceeding Kz 1.75 trillion. Compared to the same period last year, when the shares were quoted at Kz 53,000, this performance reflects a significant recovery in the Angolan financial market.
The institution maintained a regulatory capital ratio (RFPR) of 28.87%, significantly above the minimum required. The bank has invested heavily in digital transformation. BAI Directo, an online platform that allows for easy and secure transactions, has been a key tool in the country’s financial inclusion, enabling more people to access banking services, even in the most remote areas.
Furthermore, BAI has financed small and medium-sized enterprises (SMEs) and financial literacy initiatives to promote greater inclusion in the banking system. According to the document, the consistent growth in financial results and the significant appreciation of its shares demonstrate the bank’s commitment to financial soundness, investor confidence, and expansion in the capital market.
With a strong presence in the capital market, a growing customer base, and a strategy of continuous innovation, BAI continues to be a benchmark in the banking sector and a reliable institution well-positioned to lead the economic and financial transformation in Angola.
